> ## Documentation Index
> Fetch the complete documentation index at: https://docs.stablepayfi.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Refunds

> Shared refund capability for StablePay payment products.

Refunds are a shared capability across StablePay payment products. Refunds are not a standalone product; they are used after a payment has been completed through Stablecoin Checkout, Invoicing, Payment Links, or supported subscription billing flows.

## When to use refunds

* A customer cancels an order or service.
* A merchant needs to return part of a payment.
* A duplicate or incorrect payment needs to be adjusted.
* A paid invoice or checkout payment requires a post-payment correction.

## Full and partial refunds

| Refund type    | Description                                                                               |
| :------------- | :---------------------------------------------------------------------------------------- |
| Full refund    | Returns the full eligible payment amount.                                                 |
| Partial refund | Returns part of the eligible payment amount while leaving the remaining payment captured. |

Multiple partial refunds may be available until the refundable amount is exhausted, depending on product and account configuration.

## Refund destination rules

Refunds are sent back to an eligible original payment destination. Because of compliance and risk controls, merchants cannot freely choose a different chain, token, or wallet address for the refund.

## Product applicability

| Product                  | Refund relationship                                           |
| :----------------------- | :------------------------------------------------------------ |
| Stablecoin Checkout      | Refunds apply to completed checkout payments.                 |
| Stablecoin Subscriptions | Refunds apply to payments generated by subscription invoices. |
| Invoicing                | Refunds apply to payments associated with invoices.           |
| Payment Links            | Refunds apply to completed payment link payments.             |

## Invoice relationship

Refunds are based on payments, not directly on invoices. A payment refund does not automatically rewrite the invoice state machine. Merchants should use payment and refund records together when presenting post-payment adjustments to customers.

## Important limitations

* Blockchain transactions cannot be reversed directly; StablePay creates a refund payment flow.
* Refund timing and availability can depend on network conditions, compliance review, and merchant configuration.
* StablePay does not provide a card-style chargeback dispute process for on-chain payments.

## Related pages

* [Stablecoin Checkout](/en/product/Stablecoin-Checkout)
* [Stablecoin Subscriptions](/en/product/StablePay-Stablecoin-Subscription)
* [Invoicing](/en/product/Invoicing)
* [Payment Links](/en/product/Payment-Links)