Refunds are a shared capability across StablePay payment products. Refunds are not a standalone product; they are used after a payment has been completed through Stablecoin Checkout, Invoicing, Payment Links, or supported subscription billing flows.Documentation Index
Fetch the complete documentation index at: https://docs.stablepayfi.ai/llms.txt
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When to use refunds
- A customer cancels an order or service.
- A merchant needs to return part of a payment.
- A duplicate or incorrect payment needs to be adjusted.
- A paid invoice or checkout payment requires a post-payment correction.
Full and partial refunds
| Refund type | Description |
|---|---|
| Full refund | Returns the full eligible payment amount. |
| Partial refund | Returns part of the eligible payment amount while leaving the remaining payment captured. |
Refund destination rules
Refunds are sent back to an eligible original payment destination. Because of compliance and risk controls, merchants cannot freely choose a different chain, token, or wallet address for the refund.Product applicability
| Product | Refund relationship |
|---|---|
| Stablecoin Checkout | Refunds apply to completed checkout payments. |
| Stablecoin Subscriptions | Refunds apply to payments generated by subscription invoices. |
| Invoicing | Refunds apply to payments associated with invoices. |
| Payment Links | Refunds apply to completed payment link payments. |
Invoice relationship
Refunds are based on payments, not directly on invoices. A payment refund does not automatically rewrite the invoice state machine. Merchants should use payment and refund records together when presenting post-payment adjustments to customers.Important limitations
- Blockchain transactions cannot be reversed directly; StablePay creates a refund payment flow.
- Refund timing and availability can depend on network conditions, compliance review, and merchant configuration.
- StablePay does not provide a card-style chargeback dispute process for on-chain payments.